GTBank Transfer Code

Here is all you need to know about the GTBank USSD Code *737#

How to open an Account

Simply dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. Account opening forms are NOT required for the signup process. Once you sign up, look out for your ten-digit account number (NUBAN). You can also use your phone number as your account number at GTBank branches, GTExpress outlets.

Benefits

  • One time visit for authentication and BVN linking
  • Open an account without completing any form.
  • Save on a daily, weekly or monthly basis at a yearly interest rate of 3.9%.
  • Deposit and withdraw money at GTBank branches, GTExpress locations.

Features

  • Maximum deposit per transaction is N20,000
  • Maximum account balance is N100,000
  • No airtime or data needed to open an account

You can now reactivate your GTBank Account in just 4 easy steps.

How to Reactivate your Account

  1. Simply dial *737*11# on your mobile number registered with the Bank.
  2. Input your Bank verification number (BVN)
  3. Input Account Officer code (if known) or press 1 to continue
  4. To complete your account reactivation, initiate a transaction by buying at least N100 airtime

Now that your account is active, you can do more with Bank 737

  • Airtime and Data Top up
  • Funds Transfer
  • Check Account Details
  • Card-less withdrawal at ATMs
  • Bill Payments (Electricity Bills & StarTimes Subscription)
  • 737 Cashout at Total Filling Stations

How Transfer Funds

Transfer to GTBank Account

Dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*1000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.

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Transfer to other Banks

Dial *737*2*Amount*NUBAN Account Number# (e.g. *737*2*1000*1234567890#) from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.

Benefits

  • It’s a convenient way to send money
  • *737*transfer is available 24/7
  • The entire transaction process takes about 10 seconds
  • With *737*transfer, you can transfer to other Nigerian banks

Features

  • Daily transaction limit of N1,000,000
Amount (N)Authentication
100 – 500,000737 PIN/Hardware Token Only
500,001-1,000,000Hardware Token Only
  • Works with phone numbers registered with GTBank
  • Subject to phone network signal
  • Money is deducted directly from your GTBank account
  • Transaction requires the last four digit of your Naira MasterCard (Debit card)
  • A one off indemnity is required for transactions above ₦100,00

For Self Top-up Airtime

Simply dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.

To Top-up Airtime for a Friend

To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)

For Self & third (3rd) Party Data Top-up

Simply dial *737*4# on your phone and follow the on-screen prompt.

Benefits

  • It’s quick and simple to use
  • Airtime can be bought 24/7
  • The entire process takes about 10 seconds
  • Airtime is loaded as soon as the process is completed

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Features

  • The phone number where the purchase is made from MUST be a number registered with GTBank.
  • The service is available to Glo, MTN, Airtel and Etisalat subscribers
  • The money is deducted directly from your GTBank account
  • Daily recharge limit is N10,000

To check for the account balances on any of your accounts, your BVN or account number, all you need to do is simply dial; *737*6*1# on your mobile phone and follow the on-screen prompts.

Benefits

  • Fast, convenient and simple
  • No need to enter the banking hall or fill any forms
  • Check your account balances anywhere…

Features

  • Online real-time display of balances on all your accounts
  • Get your BVN & account number on the go

Simple banking just got more secure.

You now require a 4-digit PIN to complete your 737 transactions.

How To:

  • Dial *737*5#
  • Input the last 6 digits of your Debit Card
  • Create your 4-digit PIN

Sometimes life gets so busy that you may forget about the little things that make all the difference; like saving regularly for your child.

Fortunately, it’s quite easy to never miss out on saving for your child. All you need to do is place a Standing Instruction for the transfer of any amount from your account to your child’s SKS account and we will do the rest.

You can set up a standing instruction for your child’s SKS account by using Bank 737 or through Internet Banking.

How to Set up a Standing Instruction using 737

  • Simply dial *737*52*AMOUNT*26#.

How to Set up a Standing Instruction through Internet Banking

  • Log on to internet banking
  • Select Account Transfers on the left-hand menu
  • Select Standing Order to GTBank Account
  • Select New Standing Order and complete the fields required.

It takes less than five minutes to place a Standing Instruction. So, start saving today, for your child’s tomorrow.

Withdraw funds at any TOTAL Service Station

How to withdraw

  • Simply dial *737*50*Amount*50# on your mobile phone.
  • Input the unique Station code (SAP Code)
  • Input *737# PIN or the last 4 digits of debit card to authorize transaction
  • Your account is debited immediately and Total gets credited
  • Both parties receive an SMS and cash is released

You can now top up your LCC Toll account with ease using *737#.

How to Pay for your LCC Toll

  • Simply dial *737*50*Amount*108#
  • Enter your E-Tag code
  • Receive instant value

With 737 Checkout, merchant payment is made with ease.

How to Pay Profiled Merchants

You can easily pay profiled merchants by simply dialling *737*35*Amount*Merchant Code# e.g. *737*35*1500*0123#.
Kindly ask merchant for his/her GTBank merchant code to make payment.

Features 

  • The phone number to be recharged MUST be a number registered with GTBank
  • The money is deducted directly from your GTBank account

Benefits

  • It’s quick and simple to use
  • The entire process takes about 10 seconds
  • Merchant account will be credited immediately

Pay your Swift network subscriptions with ease.

How to Pay for your Subscription

You can easily pay your subscriptions from anywhere you are by simply dialling *737*50*Amount*4# e.g. *737*50*7500*4#.
More billers (merchants) to be added soon!

Features 

  • The phone number to be recharged MUST be a number registered with GTBank
  • The money is deducted directly from your GTBank account

Benefits

  • It’s quick and simple to use
  • The entire process takes about 10 seconds
  • The entire process takes about 10 seconds
  • Merchant account will be credited immediately

Pay your electricity bills with ease.

How to Pay for your Electricity Bills

  • You can now pay your electricity bills anywhere and anytime by simply dialing any of the disco codes below Eg. *737*50*7500*95#.
ServiceDisco Code
Port Harcourt Prepaid  *737*50*Amount*95#
Port Harcourt Postpaid  *737*50*Amount*96#
Eko Prepaid  *737*50*Amount*151#
Eko Postpaid  *737*50*Amount*152#
Ibadan Prepaid  *737*50*Amount*137#
Kano Prepaid  *737*50*Amount*93#
Kano Postpaid  *737*50*Amount*94#

Features

  • The money is deducted directly from your GTBank account
  • Transaction can only be done from phone number registered with GTBank.
  • Meter Number to be recharged/topped up is required.
  • Value is given to Meter Number inputted in the course of transaction.
  • You can recharge up to the tune of ₦ 1 Million daily.
  • No data required

Benefits

  • It’s quick, simple and convenient to use
  • The entire process takes about 50 seconds
  • No data is required to perform the transaction.
  • It works on every phone type – No smart phone needed.
  • Payment can be made from the comfort of your home.

Pay your StarTimes cable subscriptions with ease.

How to pay Subscription

  • You can easily pay your subscriptions from anywhere you are by simply dialiing the *737*37*Amount*Decoder Number# e.g. *737*37*2500*00123456789#.
  • More billers (merchants) to be added soon!

Features

  • The phone number to be recharged MUST be a number registered with GTBank
  • The money is deducted directly from your GTBank account

Benefits

  • It’s quick and simple to use
  • The entire process takes about 10 seconds

With the 737 Airtime Advance, you can be rest assured that your important conversations will never be cut short because of lack of airtime.
The 737 Airtime Advance is open to prequalified GTBank salary account holders who can borrow up to N5,000 airtime and pay at month end.

How To:

To request for airtime loan, simply dial *737*8*1# ,follow the prompt and authenticate with the last 4 digits of your GTBank Naira MasterCard

As a pre-qualified salary account holder, you can get up to 50% of your monthly salary as an advance to meet your urgent financial needs.

How to:

For Instant access, simply dial *737*8*2# from your registered phone number with the bank to apply.

With Bank 737, your cash withdrawals just got easier.

How To:

  • No GTBank debit card required, simply dial *737*3*Amount# and follow the prompt to generate your withdrawal code and authenticate your request with your 737 created pin.
  • Enter the withdrawal code generated into any GTBank ATM to retrieve cash.

The 737 Fast Track Deposit enables customers make deposits using the Fast Track points in the Banking Halls without without the need to fill the deposit slip or use a Debit Card.

How To:

  • For Instant access, simply dial *737*48*Amount*Account Number# from your registered phone number with the bank to initiate.
  • You can proceed to the bank teller to deposit cash.

You can now generate an OTP using *737*7# to make a quick transaction on-the-go without your banking token.

Features 

  •  To receive a one-time token for transactions on Internet banking, Mobile Banking App or GTWorld only.
  • Can validate transactions of up to N500,000
  • Valid for 120 seconds
  • Requires the 737 created PIN to authenticate transaction.

Benefits

  • No need for hardware token
  • Generate anywhere, anytime
  • Easy to use

Simply dial *737*6# to make enquiries on the following:

  • Account balances, BVN & Account Number (*737*6*1#)
  • Loan balances (*737*6*2#)
  • Card status (*737*6*3#)
  • Cheque book status (*737*6*4#)
FeatureUSSD Code
Loan Balance*737*6*2#
Card Status*737*6*3#
Chequebook Status*737*6*4#
Generate OTP*737*7#
Fast Track Deposit*737*48#
Fast Track Withdrawal*737*49#
737 Edu*737*31*amount*MerchantCode#
737 Give*737*32*amount*MerchantCode#
Bills Payment Menu*737*50#
Enable/Disable Account Balance on GeNS*737*51*1#
Card Hotlist*737*51*10#
Cable TV*737*SmartCardNo#
Spend To Save*737*51*24#
Mini Statement*737*51*30#
3rd Party Statement*737*51*33#
QuickCredit Request*737*51*51#
QuickCredit Liquidation*737*51*55#
Reference Confirmation*737*51*54#
Account Blacklist*737*51*74#
School Fees Advance*737*52*30#
PayDay Loan*737*52*40#

FAQ

737 POS Cashout

What do I stand to gain from this Withdrawal service

You get to earn N50 per every transaction.

How do I monitor these withdrawal transactions, from my regular transactions with the Bank?

The report to monitor the withdrawal transactions is available on your Guaranty Trust Bank Automated System (GAPS) or kindly contact your Account Officer to send the transaction report to you.

How do I resolve a dispense error for this transaction

Kindly contact your Bank to raise a dispense error claim. This can also be done on the different e-channels (Internet banking, ATM, etc.) for GTBank account holders only.

How can I confirm that the withdrawal transaction was successful

A physical POS receipt would be printed from the POS terminal for both parties.

What is the cost of setting up the POS Cashout service

There is no set up fee. The POS terminal is deployed free of charge.

How do I request for a 737 POS terminal as a GTBank Customer

Kindly contact your Account Officer to fill and submit the POS Registration Form.

How do I setup the 737 POS terminal as a non GTBank Customer

Kindly open a GTBank Corporate account, and request for a POS terminal via your Account Officer.

737 Short Codes

737 Product Short Codes

Here is a list of all the 737 short codes needed to conduct any of your transactions.

S/N737 Service737 CodeCharges Applicable
1.Account Opening*737*0#Free
2.Airtime (Self)*737*Amount#Free
3.Airtime (3rd Party)*737*Amount*PhoneNo#Free
4.Transfers (GTBank)*737*1*Amount*Nuban#N20
5.Transfers (Other Banks)*737*2*Amount*Nuban#N80
6.Cardless Withdrawal*737*3*Amount#N50
7.Fast Track Deposit*737*48*Amount*Nuban#N20
8.Data Purchase*737*4#Free
9.Account Balance/Account No/ BVN*737*6*1#N10
10.Loan Balance*737*6*2#N10
11.Card Status*737*6*3#N10
12.Cheque Book Status*737*6*4#Free
13.Generate OTP*737*7#Free
14.Airtime Advance*737*8*10.08
15.Give*737*32*Amount*Church Code#Free
16.Edu*737*31*Amount*School Code#Free
17.Checkout*737*35*Amount*Merchant Code#Free
18.Total Cashout*737*50*Amount*50#N50
19.StarTimes Subscription*737*37*Amount*SmartcardNo#N100
20.Swift Network Subscription*737*50*Amount*4#N100
21Salary Advance*737*8*2#N20

Airtime

What is the code for 3rd Party Top-up?

Simply dial *737*amount*recipient’s mobile no#

What is the charge for using this service?

The service is free

What is the limit for Airtime Purchase?

This is subject to a daily cumulative limit of 10,000 (Self & 3 rd Party)

What is the code for Self Top-up

Simply dial *737*amount#

Enquiries

What is the code for 737 Enquiry?

Simply dial *737*6#

What can I check with 737 enquiries?

Account Balance, Number & BVN, Card Status, Cheque Book Status, Loan Balance

What is the charge?

The charge is N10 per enquiry

Who can use the Enquiry Service?

All personal account holders, as long as the phone number is registered with the Bank.

Fund Transfers

How do I create a 4digits 737 PIN (Personal Identification Number)?

Simply dial *737*5# then enter the last 6digits of your active debit card to confirm.

Do I require a token to authenticate the transaction?

Transactions are authenticated using the last four digits of your active naira MasterCard or by using a unique 737 PIN created

Is 737 transfers allowed on all networks?

The service is available on MTN, AIRTEL, GLO and ETISALAT

Is 737 transfers allowed on all account types?

It is exempted on corporate accounts, Joint accounts, Target accounts, SKS accounts, Max advance & Domiciliary accounts.

What is the charge?

The charge for GTBank transfer is ₦20 & ₦50 for other Banks transfer per transaction.

Daily cumulative limit allowed?

A daily cumulative limit of N200,000 is allowed for transfers to GTBank and other bank accounts.

What is the Code for transfers to other banks account?

Simply dial *737*2*amount*account no#

What is the code for transfers to a GTBank account?

Simply dial *737*1*amount*account no#

USSD banking

What is GTBank USSD Banking and what are the benefits?

GTBank USSD Banking is a convenient means of performing major Banking transactions (Transfers, Balance Enquiry, Airtime Top up, Cardless ATM withdrawal, Bill Payments etc.) on any Mobile phone anytime, anyday & anywhere. The service is convenient, secure, fast, intuitive and affordable.

Who can use 737 USSD Banking Service?

Any personal account holder with any mobile phone can use 737 Banking as the product is phone agnostic.

Can non-GTBank customers make use of this service?

No, this service is only available to GTBank account holders

What can I do with 737 USSD Banking?

  • Send money to other GTBank and Other Bank Accounts
  • Buy Airtime & Data for Self and others on all major networks
  • Check Account Number, Balances and BVN on the go
  • Generate One Time Passcode (OTP)
  • Pay bills
  • Perform Cardless ATM withdrawal
  • Fastrack Cash Deposit etc.

Do I require Data/Internet access enabled mobile phone to use 737?

No Data is required to use this service

How do I enrol for 737?

No registration is required, just dial the string from your registered mobile number on the banks system

Can I select the account to be debited?

The system debits the funds from any of the funded accounts

Other Banks USSD Transfer Codes

Polaris Bank Transfer Code

FCMB Transfer Code

Jaiz Bank Transfer Code

Sterling Bank Transfer Code

Unity Bank Transfer Code

Signature Bank Transfer Code

Globus Bank Transfer Code

Access Bank Transfer Code

Fidelity Bank Transfer Code

Zenith Bank Transfer Code

Eco Bank Transfer Code

First Bank Transfer Code

Wema Bank Transfer Code

Kuda Bank Transfer Code

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